.policy-page { background: #fff; color: #1b293d; }
.policy-shell { width: min(calc(100% - 48px), 820px); margin: 0 auto; padding: 84px 0 112px; }
.policy-eyebrow { margin: 0 0 18px; color: #4e7d99; font-size: 11px; font-weight: 700; letter-spacing: .13em; }
.policy-shell h1 { margin: 0; font-size: clamp(38px, 6vw, 64px); font-weight: 650; letter-spacing: -.055em; line-height: 1.18; }
.policy-lead { margin: 28px 0 22px; color: #43566c; font-size: 17px; line-height: 1.9; }
.policy-status { padding: 18px 22px; border: 1px solid #d5e3ed; border-radius: 14px; background: #f4f8fb; color: #334c61; font-size: 14px; line-height: 1.7; }
.policy-meta { margin: 20px 0 0; color: #6a7989; font-size: 12px; }
.policy-meta + .policy-section { margin-top: 58px; }
.policy-toc { display: flex; flex-wrap: wrap; gap: 12px 21px; margin: 58px 0 64px; padding: 24px 0; border-top: 1px solid #dbe3e9; border-bottom: 1px solid #dbe3e9; font-size: 13px; }
.policy-toc a { color: #2a6687; text-decoration: underline; text-underline-offset: 3px; }
.policy-section { margin: 0 0 58px; scroll-margin-top: 30px; }
.policy-section h2 { margin: 0 0 16px; font-size: 25px; font-weight: 650; letter-spacing: -.035em; line-height: 1.35; }
.policy-section h3 { margin: 24px 0 9px; font-size: 16px; font-weight: 650; }
.policy-section p, .policy-section li { color: #415166; font-size: 15px; line-height: 1.9; }
.policy-section p { margin: 0 0 14px; }
.policy-section ul { margin: 0 0 18px; padding-left: 1.35em; }
.policy-section li + li { margin-top: 6px; }
.policy-section a { color: #28698b; text-decoration: underline; text-underline-offset: 3px; }
.policy-note { padding: 20px 22px; border-left: 3px solid #5c95b1; background: #f4f8fb; }
.policy-back { display: inline-flex; margin-top: 10px; color: #28698b; font-size: 14px; font-weight: 600; text-decoration: underline; text-underline-offset: 4px; }
.disclosure-list { margin: 52px 0 58px; border-top: 1px solid #dbe3e9; }
.disclosure-row { display: grid; grid-template-columns: minmax(150px, 30%) minmax(0, 1fr); gap: 24px; padding: 20px 0; border-bottom: 1px solid #dbe3e9; }
.disclosure-row dt { color: #1b293d; font-size: 14px; font-weight: 650; }
.disclosure-row dd { margin: 0; color: #415166; font-size: 14px; line-height: 1.8; }
.disclosure-row dd p { margin: 0 0 10px; }
.disclosure-row dd p:last-child { margin-bottom: 0; }
.disclosure-row a { color: #28698b; text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 720px) {
  .policy-shell { width: min(calc(100% - 36px), 590px); padding: 58px 0 82px; }
  .policy-toc { margin: 42px 0 52px; }
  .policy-section { margin-bottom: 48px; }
  .disclosure-row { grid-template-columns: 1fr; gap: 7px; padding: 17px 0; }
}